Do you need "Commuting" cover?

Martin C · 09-06-2017, 11:22 AM

I'm self-employed and in the past I sometimes used my ST4 for visiting clients, so naturally I had "Class 1 business use" cover for it. A couple of years ago I stopped using the bike for that purpose and of course shifted to "Social, Domestic & Pleasure" cover. At my recent renewal I realised the certificate and policy cover wording said "including commuting" (which i don't do as I have no "regular place of work" to commute to). Deleting those 2 unnecessary little words has just reduced the cost of my Ebike 3-bike policy by a third!

09-06-2017, 11:22 AM	#1
Martin C Bronze Member Join Date: Jun 2006 Location: Burton on Trent Bike: M900 Posts: 250	Do you need "Commuting" cover? I'm self-employed and in the past I sometimes used my ST4 for visiting clients, so naturally I had "Class 1 business use" cover for it. A couple of years ago I stopped using the bike for that purpose and of course shifted to "Social, Domestic & Pleasure" cover. At my recent renewal I realised the certificate and policy cover wording said "including commuting" (which i don't do as I have no "regular place of work" to commute to). Deleting those 2 unnecessary little words has just reduced the cost of my Ebike 3-bike policy by a third! __________________ Owning a Monsta is not the beginning of the end, but it may well be the end of the beginning....