Multi Bike Insurance

andros · 14-10-2013, 11:25 AM

Does anybody have a recommendation for good companies that provide multi bike insurance policies?

I have been with Ducati Insurance for years and had no problems but my renewal is massive. Over a grand for two bikes with a number of years no claims!

14-10-2013, 04:27 PM

I just use Bennets to cover the 650 single, the M900 and the Mille - less than £150 per year the lot!

Black Bob · 14-10-2013, 04:50 PM

Carole Nash do my 3 bikes for 240 a year. But some insurance companies won't touch certain combinations of bikes, so that might be your problem depending on what you have. I couldn't get my RSV and BMW on one policy, but RSV and Monster were no problem.

pompone · 14-10-2013, 05:09 PM

Never managed to get a multibike insurance, but I always foundthis guys to be cheap enough to have 2 separate policies. Currently the monster (with all mods declared) and the 996 total up to around 220 per year fully comp.

Rally · 14-10-2013, 06:33 PM

Carole Nash cover six bikes for me on a special rider policy that mixes old with new bikes. It dropped by £500 to a very reasonable £350 fully comp when I added a bike from 1971. It changes the policy to include what is now classed as vintage (40 years plus). Well worth buying an old bike for the saving! Mine isn't even road registered, it's insured on the chassis number.

pompone · 14-10-2013, 06:53 PM

Quote:

Originally Posted by Rally

special rider policy classed as vintage

there you go..

Nickj · 14-10-2013, 08:42 PM

That's the bikes that are special or is it just you

jonzi · 14-10-2013, 09:45 PM

I hate you all.

I have said this before, my insurance is £180 ..... A MONTH.

But I suppose I am not as old as you all. swings and roundabouts huh

Rally · 14-10-2013, 09:48 PM

Quote:

Originally Posted by Nickj

That's the bikes that are special or is it just you

I'm not special, just special needs!

Dirty · 15-10-2013, 12:23 AM

3PFT - Monster - £88
3PFT - PS125 Scooter - £130

Go figure!

Flip · 15-10-2013, 01:32 AM

I use Carole Nash for my road bikes (I think they will cover up to five bikes on one policy)

I've had the Monster and my Vespa (P200E) insured for years with them as I have always found them to be competitive and efficient (plus include European breakdown cover).

Odd though as when I added (firstly) my DR350 to the policy the premium came down by £30 to £140 Fully Comp a few months later the DR was stolen from me (at knife point- yes really!!) so I replaced it by a T-Max which put the premium up by an extra £20. Sold the T-Max and it came down by £40- making my renewal £120 Fully Comp with protected no claims bonus for the Monster and the Vespa -I can't work it out either but there you go that's insurance companies for you.

Carole Nash won't insure my race bike though so for that I use these lovely people-
http://www.4counties.co.uk/
who are worth thinking about if you do track days or race as they cover for medical and transport home (if you can't drive after an off for example) as well as the bike and also if you have a new bike they do much cheaper GAP cover than any dealer.

andros · 15-10-2013, 06:54 AM

Thanks for the info that is really useful.

The rise in my costs is apparently due to the underwriters for Ducati Insurance increasing costs for some postcodes including my part of Leeds.

Is it correct that you can only use your no claims discount on one bike? If so then the multi bike policy is the way to go rather than separate policies.

BeePee · 15-10-2013, 08:16 AM

£170 to insure my 1100s FC and £7 extra to add the 250 Montesa with Carole Nash B-)

Dirty · 15-10-2013, 09:17 AM

Quote:

Originally Posted by andros

Is it correct that you can only use your no claims discount on one bike? If so then the multi bike policy is the way to go rather than separate policies.

Never heard of that one. I declared my NC for both bikes.

15-10-2013, 04:48 PM

I use Ebike insurance, they'll cover up to 4 bikes I think. For my tiger 800 it was £340 ( my first big bike no NCB , first bike insurance for 25+ yrs ) fully comp, not garaged, and to add my monster cost me £30 , didn't think it was too bad . So come next month renewal should be cheaper still ( not such a bargain as some on here, but I'm happy with it ) . I think it does pay to change insurance companies every so often as they seem to do all the good deals for new customers.

14-10-2013, 11:25 AM	#1
andros Member Join Date: Jun 2004 Location: leeds Bike: S2r Posts: 116	Multi Bike Insurance Does anybody have a recommendation for good companies that provide multi bike insurance policies? I have been with Ducati Insurance for years and had no problems but my renewal is massive. Over a grand for two bikes with a number of years no claims!

14-10-2013, 04:50 PM	#3
Black Bob Registered User Join Date: Mar 2009 Location: Exeter Bike: M1100evo Posts: 580	Carole Nash do my 3 bikes for 240 a year. But some insurance companies won't touch certain combinations of bikes, so that might be your problem depending on what you have. I couldn't get my RSV and BMW on one policy, but RSV and Monster were no problem. __________________ "I'm not Black, I'm not Bob and I'm not in Exeter.... no, wait, erm..."

14-10-2013, 05:09 PM	#4
pompone MaleDucati Join Date: Jan 2009 Location: London Bike: M900 Posts: 817	Never managed to get a multibike insurance, but I always foundthis guys to be cheap enough to have 2 separate policies. Currently the monster (with all mods declared) and the 996 total up to around 220 per year fully comp. __________________ www.desmoperformanceparts.com

14-10-2013, 08:42 PM	#7
Nickj Too much time on my hands member Join Date: Jun 2007 Location: Forest Of Dean Bike: S2r Posts: 3,189	That's the bikes that are special or is it just you __________________ "The final measure of any rider's skill is the inverse ratio of his preferred Traveling Speed to the number of bad scars on his body." Song of the sausage creature

14-10-2013, 09:45 PM	#8
jonzi Mary Mary Quite Contrary Join Date: Mar 2012 Location: Berkhamsted Bike: M796 Posts: 1,398	I hate you all. I have said this before, my insurance is £180 ..... A MONTH. But I suppose I am not as old as you all. swings and roundabouts huh __________________ #48

14-10-2013, 04:27 PM	#2
DrD Guest Posts: n/a	I just use Bennets to cover the 650 single, the M900 and the Mille - less than £150 per year the lot!

14-10-2013, 06:33 PM	#5
Rally Taking life easy........ Join Date: Feb 2010 Location: Wiltshire Bike: Other Not a Ducati Posts: 1,969	Carole Nash cover six bikes for me on a special rider policy that mixes old with new bikes. It dropped by £500 to a very reasonable £350 fully comp when I added a bike from 1971. It changes the policy to include what is now classed as vintage (40 years plus). Well worth buying an old bike for the saving! Mine isn't even road registered, it's insured on the chassis number.

15-10-2013, 12:23 AM	#10
Dirty Bockloks Join Date: Jan 2012 Location: London Bike: No Bike Yet! Posts: 4,601	3PFT - Monster - £88 3PFT - PS125 Scooter - £130 Go figure!

15-10-2013, 01:32 AM	#11
Flip Registered User Join Date: Mar 2010 Location: Beachtown Bike: M900 Posts: 2,188	I use Carole Nash for my road bikes (I think they will cover up to five bikes on one policy) I've had the Monster and my Vespa (P200E) insured for years with them as I have always found them to be competitive and efficient (plus include European breakdown cover). Odd though as when I added (firstly) my DR350 to the policy the premium came down by £30 to £140 Fully Comp a few months later the DR was stolen from me (at knife point- yes really!!) so I replaced it by a T-Max which put the premium up by an extra £20. Sold the T-Max and it came down by £40- making my renewal £120 Fully Comp with protected no claims bonus for the Monster and the Vespa -I can't work it out either but there you go that's insurance companies for you. Carole Nash won't insure my race bike though so for that I use these lovely people- http://www.4counties.co.uk/ who are worth thinking about if you do track days or race as they cover for medical and transport home (if you can't drive after an off for example) as well as the bike and also if you have a new bike they do much cheaper GAP cover than any dealer. __________________ You're perfect, yes, it's true- But without me you're only you!

15-10-2013, 06:54 AM	#12
andros Member Join Date: Jun 2004 Location: leeds Bike: S2r Posts: 116	Thanks for the info that is really useful. The rise in my costs is apparently due to the underwriters for Ducati Insurance increasing costs for some postcodes including my part of Leeds. Is it correct that you can only use your no claims discount on one bike? If so then the multi bike policy is the way to go rather than separate policies.

15-10-2013, 08:16 AM	#13
BeePee Registered User Join Date: May 2012 Location: GALSTON Bike: S2r Posts: 215	£170 to insure my 1100s FC and £7 extra to add the 250 Montesa with Carole Nash B-) __________________

15-10-2013, 04:48 PM	#15
wendy lea Guest Posts: n/a	I use Ebike insurance, they'll cover up to 4 bikes I think. For my tiger 800 it was £340 ( my first big bike no NCB , first bike insurance for 25+ yrs ) fully comp, not garaged, and to add my monster cost me £30 , didn't think it was too bad . So come next month renewal should be cheaper still ( not such a bargain as some on here, but I'm happy with it ) . I think it does pay to change insurance companies every so often as they seem to do all the good deals for new customers.