Insurance question

12-06-2008, 07:57 PM

an honest simple question, that needs no sarcasm, or belittling comments please!

Will i see a noticable drop in the cost of my insurance next time i renew, as i am 25 this year - i also now have a clean licence..........

12-06-2008, 08:08 PM

How long you had it for? 2+ years is normally a good start and then no claims

12-06-2008, 08:13 PM

ive had my bike licence since i was 19 (5 years), and i have 2 whole years noclaims! whereas my car, i have 7 years noclaims! w00t!

Nonnie · 12-06-2008, 08:21 PM

Why don't you try it out on one of those comparison online things?

Dave G · 12-06-2008, 09:14 PM

Its a given that insurance gets cheaper as you get older,as long as you dont have lots of claims.

I was the same age as you are now....when you were born!

Thats why I can insure a couple of bikes for less than your one!

12-06-2008, 09:24 PM

in a word no

they will bleet on about oooh no the age theres a massive drop is 30
and is there ? no there isnt

what you need to do is find the cheapest i mean the cheapest quote ever and play the same game again next year con artists that they are, you need to do a load of phoneing loads
its rubbish and is half the reason my premium is so high

Nickj · 12-06-2008, 09:51 PM

Quote:

Originally Posted by neilbaldry

an honest simple question, that needs no sarcasm, or belittling comments please!..

Damn!! There goes my reply

The biggest drop is through no claims, then it trickles down slightly over the years but you still need to shop around. LOL Then I spect it'll go up again with rising age.

NewMon · 13-06-2008, 08:35 AM

I am now of that age where insurance IS cheaper but my experience is that it took a long time. Each time I reached an age 'milestone' like 21, 25, 30 etc. the insurance industry found some excuse like 'oh the hurricane damage needs to be paid for we're putting up all premiums this year'.

13-06-2008, 08:42 AM

My bike insurance is very good and thru ducati insurance,but this year my car ins went from £406 to 484. I gave them a call to ask why as I turned 40 this year and have full no claims.
they could not say why,i said its not good and if they did not change it I would be forced shop around again.. they then managed to offer me the same ins for £397.00 with some extras to keep my custom..
it pays to talk to them (con artists)

13-06-2008, 02:55 PM

yeah, im with Ducati Insurance too. they are pretty good, i mean, i had 3 points on my licence (SP30) from my car, and the last renewel with 2 years noclaims was about 330 TPFT, and im 24.

my car is with direct line, and its a 2001 VW Polo 1.4, and fully comp its about 100 less..........

13-06-2008, 02:57 PM

Quote:

Originally Posted by neilbaldry

an honest simple question, that needs no sarcasm, or belittling comments please!

Will i see a noticable drop in the cost of my insurance next time i renew, as i am 25 this year - i also now have a clean licence..........

feck, i feel old...still at least i can insure 2 bikes for less than £150.

13-06-2008, 02:59 PM

Quote:

Originally Posted by retskcid

feck, i feel old...

fear not fella, with age comes experience!

and Nickj, i will excuse you for a bit of sarcasm! just this once tho!

13-06-2008, 04:30 PM

yep i turned 25 this year and my insurance dropped by about 100 quid but have had 8 years no claims costs me about 350 fully comp riders polocy with europe cover and legal cover

14-06-2008, 03:46 AM

wait till you turn 30 my insurance is £153 including legal fully comp only 2 years no claims

Nickj · 14-06-2008, 08:25 AM

Been around £100 ish for a few years, the last write off did blip it up a teensy bit for a while, sucky considering the other driver was at fault (plod offered her prosecution or re-education course) so penalise me!
A serious question .. Does this mean that I'm old and crusty, loose the teensy fashion sense I ever had and have to wear those smelly old ppls clothes??
LOL Means I could wear those incontinence pants, not only pad the ass but extend riding distances

12-06-2008, 07:57 PM	#1
neilbaldry Guest Posts: n/a	Insurance question an honest simple question, that needs no sarcasm, or belittling comments please! Will i see a noticable drop in the cost of my insurance next time i renew, as i am 25 this year - i also now have a clean licence..........

12-06-2008, 08:21 PM	#4
Nonnie Dipstick! Join Date: Jan 2005 Location: Norfolk Bike: M620ie Posts: 1,804	Why don't you try it out on one of those comparison online things? __________________ Behave like a twat? There's an app for that! http://www.think.norfolk.gov.uk/content.asp?pid=6

12-06-2008, 09:14 PM	#5
Dave G Imagineer Join Date: Feb 2005 Location: West Kilbride Bike: S2r Posts: 999	Its a given that insurance gets cheaper as you get older,as long as you dont have lots of claims. I was the same age as you are now....when you were born! Thats why I can insure a couple of bikes for less than your one! __________________ "One machine can do the work of fifty ordinary men. No machine can do the work of one extraordinary man" -Elbert Hubbard

14-06-2008, 08:25 AM	#15
Nickj Too much time on my hands member Join Date: Jun 2007 Location: Forest Of Dean Bike: S2r Posts: 3,189	Been around £100 ish for a few years, the last write off did blip it up a teensy bit for a while, sucky considering the other driver was at fault (plod offered her prosecution or re-education course) so penalise me! A serious question .. Does this mean that I'm old and crusty, loose the teensy fashion sense I ever had and have to wear those smelly old ppls clothes?? LOL Means I could wear those incontinence pants, not only pad the ass but extend riding distances __________________ "The final measure of any rider's skill is the inverse ratio of his preferred Traveling Speed to the number of bad scars on his body." Song of the sausage creature

12-06-2008, 08:08 PM	#2
damon Guest Posts: n/a	How long you had it for? 2+ years is normally a good start and then no claims

12-06-2008, 08:13 PM	#3
neilbaldry Guest Posts: n/a	ive had my bike licence since i was 19 (5 years), and i have 2 whole years noclaims! whereas my car, i have 7 years noclaims! w00t!

12-06-2008, 09:24 PM	#6
Scotty Guest Posts: n/a	in a word no they will bleet on about oooh no the age theres a massive drop is 30 and is there ? no there isnt what you need to do is find the cheapest i mean the cheapest quote ever and play the same game again next year con artists that they are, you need to do a load of phoneing loads its rubbish and is half the reason my premium is so high

13-06-2008, 08:35 AM	#8
NewMon Titanium Member Join Date: Dec 2003 Location: Rugby Bike: M600 Posts: 401	I am now of that age where insurance IS cheaper but my experience is that it took a long time. Each time I reached an age 'milestone' like 21, 25, 30 etc. the insurance industry found some excuse like 'oh the hurricane damage needs to be paid for we're putting up all premiums this year'.

13-06-2008, 08:42 AM	#9
scrapps Guest Posts: n/a	My bike insurance is very good and thru ducati insurance,but this year my car ins went from £406 to 484. I gave them a call to ask why as I turned 40 this year and have full no claims. they could not say why,i said its not good and if they did not change it I would be forced shop around again.. they then managed to offer me the same ins for £397.00 with some extras to keep my custom.. it pays to talk to them (con artists)

13-06-2008, 02:55 PM	#10
neilbaldry Guest Posts: n/a	yeah, im with Ducati Insurance too. they are pretty good, i mean, i had 3 points on my licence (SP30) from my car, and the last renewel with 2 years noclaims was about 330 TPFT, and im 24. my car is with direct line, and its a 2001 VW Polo 1.4, and fully comp its about 100 less..........

13-06-2008, 04:30 PM	#13
mad_turnips Guest Posts: n/a	yep i turned 25 this year and my insurance dropped by about 100 quid but have had 8 years no claims costs me about 350 fully comp riders polocy with europe cover and legal cover

14-06-2008, 03:46 AM	#14
alreadyinuse Guest Posts: n/a	wait till you turn 30 my insurance is £153 including legal fully comp only 2 years no claims