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Old 24-01-2006, 06:40 PM   #1
Gee
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Insuring My S4R

Hello to all.
Im after some help. The dreded insurance renewal has come round to me again, i'm sure it has'nt been a year?
However, i'm 34 with no convictions....ish and i have a full no claims discount however far back you want to go.
The bike is an S4R. Problems is my insurance has gone up by over £100 due to there being alot of claims last year, so my insurance company tells me????
I did explain that i had'nt claimed but that did'nt seem to matter. For the insurance companies purposes it seems they class the M1000ie, the S4 and the S4R in the same pot.
Does anybody out there with one of these bikes know of a good, cheap insurance company. Oh, i don't want to pay a huge excess and i'd like cherries with it?
Any knowledge pushed my way would be gratefully accepted, thanks.
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Old 24-01-2006, 06:50 PM   #2
bigredduke
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Ducati insurance came up with the best quote for me!
http://www.ducatiinsurance.co.uk/
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Old 24-01-2006, 07:02 PM   #3
Jim66a
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E-bike came up tops for me
http://www.ebikeinsurance.co.uk/
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Old 24-01-2006, 07:13 PM   #4
Gee
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That was easy. Ducati Just quoted me £128 cheaper than anyone else. I'll try any others people might suggest but that look preety damn good.
Thankyou.
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Old 24-01-2006, 07:27 PM   #5
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It might also be worth trying www.confused.com

I've got my bike, wifes car and holiday insurance through them.
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Old 24-01-2006, 08:02 PM   #6
CK & AK
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Quote:
Originally Posted by Gee
That was easy. Ducati Just quoted me £128 cheaper than anyone else. I'll try any others people might suggest but that look preety damn good.
Thankyou.
when faced with Ducati Insurance quote, Carole Nash matched it for me last Sept (a reduction from them of just over £120) worth trying...

C
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Old 24-01-2006, 08:51 PM   #7
Shauns4
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Just renewed my insurance:

Motorcycle direct: 3 bikes - MS4, CB500, CB125s ride any bike not belonging to me + protected no claims £208 (tpft)

Ebike - bikes as above, no protected no claims, no riding other bikes £148, could have had fully comp for £208 inc PNCB but you have to pay extra to ride someone else's bike

S4 only, not allowed to ride other bikes, TPFT, no protected no claims £108, can't remember who quoted me!

renewed with MC direct, you have to look at the detail to work out the real cost?

Shaun
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Old 24-01-2006, 09:05 PM   #8
Orfink69
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Sorry to hear about your plight. I too had an insurance renewal shock last November, also with an S4R.

Carole Nash sorted me out with a nice £340 Fully Comp .

I think it may be worth trying them
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Old 24-01-2006, 09:13 PM   #9
CK & AK
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£340!!!!

I paid £224 - FC for the 2004 M1000 & also the 2005 M620 included.

C, thinking she had a good deal
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Old 24-01-2006, 09:17 PM   #10
Scotty
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showing off your cheap insurance quotes only hi-lights your age
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Old 24-01-2006, 09:23 PM   #11
Orfink69
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C,

I missed out the bit that I've only been back on bikes for 2 years after a five year break. I thought that wasn't too bad seeing as Bennetts wanted nearly £600
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Old 24-01-2006, 10:00 PM   #12
sjr999r
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carole and nash for me........top service........and dont BS u around
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Old 24-01-2006, 10:10 PM   #13
Gee
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Carol Nash are who i have been with for the past 2 years and its those buggers that have put the premium up by a third. Not only which, previously i had 3 bikes on the same policy, now i only want 1 and its gone through the roof. Surely i should'nt be paying much more than £200.
Ducati have quoted £196 (and i'm not that old!) Fully comp with a £250 excess. Sounds good to me?
I think it seems you need to check them all out every year cos as soon as one firm thinks your staying put they hike up the money. I've had to change every 2 years if not every year.
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Old 24-01-2006, 10:14 PM   #14
CK & AK
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CN always quote me too high, I just present them with written quotes from other comapnies, and miraculously it comes down again Gee!

C

ps: Scotty - bog off!
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Old 24-01-2006, 10:38 PM   #15
Pugi
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Quote:
Originally Posted by Scotty
showing off your cheap insurance quotes only hi-lights your age
I would agree with that...
To all who feel sorry for themselves:
I pay £320 for TPFT on a M750 from '97.
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