Insuracne Claims !!!!!!!!!!!

14-07-2004, 10:47 AM

ok, the worst happened, someone had me off.............. thisis my first in 10 years and i've never made a claim against anyone before so not sure how it works,................ due to the way i hit her, she pulled out infront of me........ police seem to be on my side at the roadside........... i would like my bike jigged up as woried about forks yokes headstock all still in line......... i know when its just parts like madhatters, you claim and they pay up.............. but i need a duke engineer to check her oover.......... do i have to pay out of my pocket first for this sort of claim then get it back from her or just put in for a big claim and get it looked at after i get the money.......... also, i want to claim for a new leather jacket, sidi race boots and a shoie lid as all hit the floor and damaged........................ but if it works how i hope it does........ here comes my yoke converstion and renthals !!!!!!!!!!!

madhatter · 14-07-2004, 11:00 AM

Pete,

Assume that your insurance company will be liaising direct with her insurance company. Firstly, make sure that they understand this is an Italian specialist bike, which needs to go to a specialist Ducati dealer, it can't just be taken to the local "Yamaha/Suzuki/Honda-we sell it all shop". Nearest one to you will probably be Riverside Motorcycles in Northampton. From memory they will charge you Â£17,50 for an insurance quotation, which is refunded once they get the order to do the repairs. Insurance company may waive two quotes when they realise this means they lose Â£17.50 at the outset! Don't know if Riverside can jig up the bike, you'd have to ask them. Is the bike rideable or is it in storage waiting for an insurance assessor?

Now be carefull!!! Some insurance companies may use the fact that your bike is modified and not reported as such to wriggle out of you being covered at al!! I also think that they will only replace damaged parts with standard Monster fittings (standard exhausts, no special carbon bits, no rearsets etc).

If the frame and forks are knackered, this could be an insurance write off (your tank also appears to have been creased in the accident), might be worth taking off trick bits and putting standard back on, then these could be sold later on the forum or reused.

Hope my bloody indicators weren't damaged!!!!

That's just my opinion anyway...come on you lot stop talking about bloody dream houses and fav music and give the lad some support and advice!

Wheres our legal chappie (Nik The Brief), he normally gives out some good advice, try sending him a PM!!

14-07-2004, 11:08 AM

the termigs were untouched so i may well take your advice and put the standard cans back on............. theres very little suface damage to look at but its the forks frame andd yokes i worry about............. but i deff think i should put old cans back on.......... she is ridable but after that, i wont push it till i know 100% it all lines up and not cracked........... and yes you are right, my tank does seem to be damaged in the crash............. DAM IT !!!!!!!! baines are at silverstone i think and as they do racing, they may well have a jig........................ now to answer the other stupid questions knocking around.......... my fav house location is in.................. GET A LIFE......... I NEARLY WENT THROUGH A WINDSCREEN.............. ANYWHERE IS FECKING GREAT AS LONG AS IT HAS 4 WALLS A ROOF AND I'M BREATHING........................ GOT IT !!!!!!!!!!!!!!!!!!!!!!!!!!!!!! and why stop at my fav albums............ would you like to know my fav sexual position.................

14-07-2004, 11:17 AM

Pete,

I have only ever made one insurance clame. A car crash last year...a man pulled out in front of us and we went straight in the side of him. Anyway that was on the monday and the car got taken away and we swapped insurance details with each other addresses and phone numbers. I had a digi camera on me at the time so i took loads of photos before and after the police arrived. I think this scared the other person.
They addmitted it was there fault and i got a courtisy car on the tuesday, insurance company wrote the car off on wednesday and made an offer for it (we were very happy with the price) and by the saturday we had a cheque for the car. I could not belive how easy it was! That was direct line...I know its not a bike story but a simlar crash and not your fault.

I kept phoning the insurance companys both mine and his and kept nagging. but it paid off.

I hope you get sorted mate.

Take care

julie
x

madhatter · 14-07-2004, 11:30 AM

Pete,

Send a PM through to Nik The Brief, ask him to have a look through what we are saying about insurance and modifications and see what he thinks.

Real Monster Riders give their advice and don't just boost up the Viewed Thread figures (thanks so far Julie & Ruth x).

14-07-2004, 12:11 PM

well thats the phone calls made........... better start taking me termigs off........ the insurance company say if we can get het to admit blame............. well, she did pull out of a minor side road into my path on the main A road through the town............... we could have some money very soon.............. also, will be claiming for new sidis, new jacket and shoie.......... plus 3 days off work.................

14-07-2004, 10:47 AM	#1
peteS4 Guest Posts: n/a	Insuracne Claims !!!!!!!!!!! ok, the worst happened, someone had me off.............. thisis my first in 10 years and i've never made a claim against anyone before so not sure how it works,................ due to the way i hit her, she pulled out infront of me........ police seem to be on my side at the roadside........... i would like my bike jigged up as woried about forks yokes headstock all still in line......... i know when its just parts like madhatters, you claim and they pay up.............. but i need a duke engineer to check her oover.......... do i have to pay out of my pocket first for this sort of claim then get it back from her or just put in for a big claim and get it looked at after i get the money.......... also, i want to claim for a new leather jacket, sidi race boots and a shoie lid as all hit the floor and damaged........................ but if it works how i hope it does........ here comes my yoke converstion and renthals !!!!!!!!!!!

14-07-2004, 11:00 AM	#2
madhatter Gold Member Join Date: Dec 2003 Location: Ampthill - Westside Bike: S4 Posts: 833	Pete, Assume that your insurance company will be liaising direct with her insurance company. Firstly, make sure that they understand this is an Italian specialist bike, which needs to go to a specialist Ducati dealer, it can't just be taken to the local "Yamaha/Suzuki/Honda-we sell it all shop". Nearest one to you will probably be Riverside Motorcycles in Northampton. From memory they will charge you Â£17,50 for an insurance quotation, which is refunded once they get the order to do the repairs. Insurance company may waive two quotes when they realise this means they lose Â£17.50 at the outset! Don't know if Riverside can jig up the bike, you'd have to ask them. Is the bike rideable or is it in storage waiting for an insurance assessor? Now be carefull!!! Some insurance companies may use the fact that your bike is modified and not reported as such to wriggle out of you being covered at al!! I also think that they will only replace damaged parts with standard Monster fittings (standard exhausts, no special carbon bits, no rearsets etc). If the frame and forks are knackered, this could be an insurance write off (your tank also appears to have been creased in the accident), might be worth taking off trick bits and putting standard back on, then these could be sold later on the forum or reused. Hope my bloody indicators weren't damaged!!!! That's just my opinion anyway...come on you lot stop talking about bloody dream houses and fav music and give the lad some support and advice! Wheres our legal chappie (Nik The Brief), he normally gives out some good advice, try sending him a PM!! Last edited by madhatter; 14-07-2004 at 11:26 AM.. Reason: Added Nik The Brief

14-07-2004, 11:30 AM	#5
madhatter Gold Member Join Date: Dec 2003 Location: Ampthill - Westside Bike: S4 Posts: 833	Nik The Brief Pete, Send a PM through to Nik The Brief, ask him to have a look through what we are saying about insurance and modifications and see what he thinks. Real Monster Riders give their advice and don't just boost up the Viewed Thread figures (thanks so far Julie & Ruth x).

14-07-2004, 11:08 AM	#3
peteS4 Guest Posts: n/a	the termigs were untouched so i may well take your advice and put the standard cans back on............. theres very little suface damage to look at but its the forks frame andd yokes i worry about............. but i deff think i should put old cans back on.......... she is ridable but after that, i wont push it till i know 100% it all lines up and not cracked........... and yes you are right, my tank does seem to be damaged in the crash............. DAM IT !!!!!!!! baines are at silverstone i think and as they do racing, they may well have a jig........................ now to answer the other stupid questions knocking around.......... my fav house location is in.................. GET A LIFE......... I NEARLY WENT THROUGH A WINDSCREEN.............. ANYWHERE IS FECKING GREAT AS LONG AS IT HAS 4 WALLS A ROOF AND I'M BREATHING........................ GOT IT !!!!!!!!!!!!!!!!!!!!!!!!!!!!!! and why stop at my fav albums............ would you like to know my fav sexual position.................

14-07-2004, 11:17 AM	#4
Julie Guest Posts: n/a	Pete, I have only ever made one insurance clame. A car crash last year...a man pulled out in front of us and we went straight in the side of him. Anyway that was on the monday and the car got taken away and we swapped insurance details with each other addresses and phone numbers. I had a digi camera on me at the time so i took loads of photos before and after the police arrived. I think this scared the other person. They addmitted it was there fault and i got a courtisy car on the tuesday, insurance company wrote the car off on wednesday and made an offer for it (we were very happy with the price) and by the saturday we had a cheque for the car. I could not belive how easy it was! That was direct line...I know its not a bike story but a simlar crash and not your fault. I kept phoning the insurance companys both mine and his and kept nagging. but it paid off. I hope you get sorted mate. Take care julie x

14-07-2004, 12:11 PM	#6
peteS4 Guest Posts: n/a	well thats the phone calls made........... better start taking me termigs off........ the insurance company say if we can get het to admit blame............. well, she did pull out of a minor side road into my path on the main A road through the town............... we could have some money very soon.............. also, will be claiming for new sidis, new jacket and shoie.......... plus 3 days off work.................