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It is a really wierd situation, the car insurance effectively cancels the trailed insurance even though it doesn't actually cover it.
Quite often if you look at the fine print you'll find the trailer only is given third party, often even if you have declared use.
Typical insurance stitch up and libility avoidance.
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"The final measure of any rider's skill is the inverse ratio of his preferred Traveling Speed to the number of bad scars on his body." Song of the sausage creature
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