xjrjohn

Hi
Bit of a long story but basically i got one years NCB.....had my license 2 yrs in total...started with a 600 bandit then after 6 months bought a zx6...the company i was with wouldnt insure me on it so i had to start again losing 6 months NCB....then after another 6 months i changed to a xjr1300...managed to get a full years NCB at last!..so now im partly through my next 6 months and im faced with the problem i stated in the thread! Been back on to my brokers (Express Insurance) and they still insist Equity wont insure me with that immobiliser! (yet they will through Bennetts, Carole Nash to name a few of many). Personally i think its a real con..they get my custom for 6 months...i cant keep with them for obv reasons..which then means my insurance (for NCB) is broken and i end up with proof of only 12 months NCB (when in real terms i have 2 years without an accident!) So unless u know what future bike youre going to own (and providing they will insure you) your insurance finances are in the hands of some incompetent knob on the end of a phone (sorry for swearing). Also, they said that if i did change to a cat. 1 immobiliser....they would kindly take £180 for the rest of my premium year on top of what premium i already owe! Now im not a mathmatician but that means my insurance would be over £700 for a bike that is prob no higher group..only higher value.
Anyway the best quote so far on 1 yr NCB is £495
John