[slob]

Hello and welcome

Panigale is very different to a Monster.
Annual oil change service will be a few hundred pounds, no too bad but the valve service (I think every other year) will be four times as much, since the Panigale design means the bike must be split in half to open the engine, resulting in many hours labour. The rest depends on how hard you ride the bike, it’s capable of eating tyres/chain&sprockets/brakes like crazy if you use it as the designers intended, after all it's a race bike with lights.