Riding to work does count as commuting mate.
However, with a few companies it may not affect premiumm, if your overall mileage is low anyway.
The difference in mine was only £21 - so I added the commuting anyway - tho I rarely take the bike to work (2 & a half miles, and as I work in suit - its a bit of a bother getting changed etc - and actually takes longer on the bike!) Its just nice to have that facility tho.
C
