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thanks for the info, very frustrating as I do think there is a niche market here that does deserve a more complete level of cover, the companies should offer it as an option. I can't see the increase in claims due to our 'special situation' on a total loss making that much of an impact upon the profitability of there companies or on the potential of increased premiums. In fact with the above info it seems there is a big gap in the market!! They have us over a barrel unfortuantely. Again thanks for the v usefull info
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