Quote:
Originally Posted by damon
yeah you see thats what i was thinking of but also wanted to figure out a way to get her home and insured (back of van job then possibly kitchen a'la Markus stylee)
Its a right pain in the arse this, seems nobody interested in seeing things as they are and only in black and white, they know damn well in less than 2 months i can ring back and get insured for miles less than half what they currently quote but still insist on offering me a 12 month policy now at the higher price.
sods
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My understanding is that if you buy a full-year policy, then sell the bike for some reason, you are entitled for a refund on a pro rata basis (minus admin fees of course). It's worth checking what their refund policy is i.e £1200 per year at a pro rata basis = £200 insurance (ish).
I can't remember why but I did look into this before and it was to tide me over until I got another years no claims or something. So I phoned up saying that I would be emigrating in two months time so I only need a policy until I emigrated (or something similar). If the refund policy is fair, you could then do a payment plan over 3 months or something so you don't have to pay all the cash up front etc. This may be cheaper in the ling run.
The other alternative is track bike insurance - natty boy gave me a number once of specialist insurers. They cover fire and theft only. Ask on the DSC or similar if you don't get any joy here.
S