Thanks Duncan !!! and thanks to all who give me pointers to the cheapest insurance, it's all sorted now.
I've got combined Fully Comp cover on my S4 and my Guzzi 850 T3 Cali, through Carole Nash for the outrageous sum of £178.25
Extremely chuffed, as one place wanted £250.75, just for the S4
Thank you all once again !!!
All the best
Baz