PDA

View Full Version : Multi bike / rider policy


He11cat
22-03-2011, 10:33 AM
I thought the rider policy's had been stopped ..
could anyone recommend a good / fair priced multi bike policy or rider policy ..

Sorry not Ducati's ... but one is Italian :)


So can't be Ducati insurance ...
I will ask them about my bike this year!

Also seperate question.. my bike has had some bling on it and stuff end cans I need to tell Mr insurance will this bump my insurance up massivley apart from the cans its all tarty stuff nothing major not performance related.
Well its more tidy then the beaten up dark I got..it would be stupid to undervalue it.

Maybe they will give me a feel sorry for other road users discount for the glittery paint?:dizzy:

What on earth is going on in the bay of evil???? Any one noticed a glut of M600's being sold for over 2 grand latley???
Thats not right is it .. some with the tank dent and all... and they have sold !!!!


Im feeling quite happy with my intial price of £1200 now .... well mine could top that now with all the ruddy things that have worn out or died ...:)
:roger:

analogue_rogue
22-03-2011, 10:49 AM
im hoping mine is worth up that end now..... it mighgt mean imnot out of pocket lol

satan916
22-03-2011, 10:51 AM
Try EBIKE or Carole Nash, both will do multibike policies, EBike can be done online, you can list (or not) any mods you have to each bike, and they don't charge for any mid-term changes, although I found them a tad more expensive this year than Nash (but these charge for changes).

scrapps
22-03-2011, 11:33 AM
My insurance is due and I tried C Nash as they keep trying to win me back. Not worth the call for me as they were almost double the price of Ducati Insurance.
They also wanted me to use a custom bike policy as I have got custom paint. The only plus with them is the europe cover on the breakdown but I would be better to get RAC cover that includes both bikes and my car etc.
Happy Hunting HellCat.

He11cat
22-03-2011, 12:32 PM
yep I had to put my Yam on custom with CN and they are pricey .. and im no kiddo..

Thanks for the heads up ..

So Scrapps what did Ducati insurance say about the glittery paint and things like different end cans?
Did it bump up the price?

I think I shall insure mine for the value of a small continent ... feels like it cost that much by now :)

He11cat
22-03-2011, 12:39 PM
Im with Swinton at the mo....
and footman James on a multi policy with the other 2 ... but they have been dire...
Last year I did as they asked please reply to email to renew your cover as per last year... So I did and spoke on phone and thought no more of it.... 3 months later I suddenly thought huh no direct debit has come out? I rang them and said whats going on and they said oh we cancelled your insurance as you did not want to renew.. I said ive contacted you saying to renew twice!!!!

I was furious as had been uninsured! They then had the nerve to say well of course now your premium has gone up ! I was so angry.... so no thanks ...

il look at ebike and other one cheers

scrapps
22-03-2011, 02:01 PM
Ducati insurance had no problem with the paint or end cans (road legal)
CN said they had no idea how Ducati could be pricing so low. (£140 for both bikes fully comp protected):)

He11cat
22-03-2011, 03:19 PM
I'm
going there this year then !! I'm paying near £200 for my M600 !
Mind you I pay nearly that for a ruddy cg 125 !!

scrapps
22-03-2011, 03:31 PM
They seem very good for old timers like myself but I have heard they are not so good for young riders.

scrapps
22-03-2011, 03:37 PM
Hellcat what do you think of my avata picture it is sort of UKMOC related as i am wearing a ukmoc shirt while taking dobbin for a ride through the blue ridge mountains :) single horse power was enough as some of the track were very steep and tested my riding skills a few times :eyepopping:

Happy days

analogue_rogue
22-03-2011, 04:09 PM
I only pay £87.00 for any of my bikes.....

scrapps
22-03-2011, 04:13 PM
I only pay £87.00 for any of my bikes.....

Thats a good price ! is that fully comp ? who with ?

analogue_rogue
22-03-2011, 05:15 PM
thats 3rd F and T. FC was 127.00 with bike sure...

Funkatronic
22-03-2011, 05:22 PM
ducato insrance are also know as wicked quotes who do any bikes

they are just a broker

my Ducati Insurnace/wicked quotes multibike policy is underwritten by equity red star so maybe try them direct

they were happy with my assorted mods too but the insurace wont cover the replacement of them but wont penalise either

analogue_rogue
22-03-2011, 05:23 PM
i think thats who underwrite mine from bikesure....

bigredduke
22-03-2011, 06:58 PM
I use Bikesure through Adrian Flux. This year my premium is about £280 for the Monster S4R & Paul Smart fully comp.

analogue_rogue
22-03-2011, 07:22 PM
I use Bikesure through Adrian Flux. This year my premium is about £280 for the Monster S4R & Paul Smart fully comp.
Yes yes that's it that's who I'm insured with... cheap cheap for me

gary tompkins
22-03-2011, 07:26 PM
I've got two bikes insured with H&R. 900ie Monster and M2 Buell cyclone - fully comp for both was £380 including pissy old git discount. May shift to Bikesure once I've flogged the monster, as that's who I currently have my trike insured with.

He11cat
22-03-2011, 07:46 PM
Thanks for that !!

scrapps
22-03-2011, 09:17 PM
yep mine is Red star via Ducati insurance.

He11cat
22-03-2011, 10:16 PM
The horse is lovely ! Used to ride them but not for a few years!
Wonder if I still could?
Hope you enjoyed it!

scrapps
23-03-2011, 11:46 AM
I am sure you could still ride, The horse was very good and did not play up as I tried to learn how to ride western style.
views over the Blue ridge mountains were stunning and horse back is a great way to see them.

He11cat
23-03-2011, 11:57 AM
I used to like riding ... came off a few times :)
Only bad thing was cantering round the ring oneday and the woman got me with a long whip!!
.. and to think people pay money for that ouch!!! :)

analogue_rogue
23-03-2011, 12:01 PM
I used to like riding ... came off a few times :)
Only bad thing was cantering round the ring oneday and the woman got me with a long whip!!
.. and to think people pay money for that ouch!!! :)
You act like you didn't like it.......

steeevvvooo
24-03-2011, 08:14 PM
HC - I also use wickedquotes/Ducati insurance. The other bike is non Ducati, and the monster has bling on it.

They were fine to cover me but in the even of an accident I'm only covered for the replacement of standard parts. I declared everything (carbon, cans etc) to be safe, and they are ok as long as it's not "performance enhancing"

He11cat
25-03-2011, 02:15 AM
Thanks for that.. So you can't insure bling :( mind you standard parts often cost more
re to replace!) I have carbon cans and custom paint and belt covers.

steeevvvooo
25-03-2011, 06:08 AM
you could have your bling insured, but would have to have some sort of "agreed price" policy I think for a custom bike?

I was happy as they said they premium was unchanged, the modifications were listed on my policy, but they would just replaces with OEM parts if stolen/damaged. Seemed fair enough to me. :)